5 note when SURFACE investment real estate

5 note when SURVEILLANCE investment is real estate
Understanding "SURFACE REAL ESTATE INVESTMENT" to minimize the risk of financial capital. Our article below will help you solve this problem!

According to many economic experts, real estate is one of the few investment channels that have fast and stable profitability in the current context. In which, the "surfing" investment form was chosen by many investors.

1 - Investing in "surfing" what is real estate?
It seems that the phrase nouns investing "surfing" is extremely familiar to experts in real estate, this is a completely new term for many people who have just approached the real estate sector.

In a simple way, surfing investment is a profitable investment, you only need to spend some money, worth 15% of the real value of that apartment / land plot to temporarily reserve.

Then, when the market starts to heat up, many people are interested in the apartment / land you are holding, and they accept to buy them at a higher price from a few dozen, even a few hundred million. The money you spent initially.

→ So, only in a short time can you own a large sum of money. Compared to sending money to banks that enjoy interest, investment in "surfing" is more effective.

Because of the profit level that "surfing" has led to the status quo, there are many individuals who decide to embrace a series of apartments / land plots that they claim will have a lot of people interested in the future, and This is the situation with speculation of hoarding apartment / land real estate.

According to the evaluation of experts, the fact that individuals investing in real estate surfing will act as an agent to promote the number of apartments from the projects, being launched to the market increases rapidly. Since then, making the market flourish in a more exciting direction.

However, experts also provide another aspect that is, the core nature of the market is based on the actual needs of customers. Therefore, only projects with good location, reputable investors, and well-built projects, the opportunities for new surfing investment are quite safe, otherwise investors are at risk. strand".

2 - 5 note "surfing" real estate investment
Choosing investors is the most basic first thing in researching to buy apartments in general. The theory is very long but only need to note the following: investor capacity, the projects they have completed are "sealed".

Want to know something, you can search on the Internet, ask your friends who are experienced in real estate.

Construction time is proportional to the time of large capital appropriation and the ability of the market to move high leads to high risks and low liquidity.

In general, the construction period is as soon as possible, but for a high-end apartment complex, it is about 2-3 years because it takes more time to invest in building utilities and completing the project. The middle-class apartment complex is usually under 2 years and the social housing complex is under 1.5 years.

Number and type of apartments: the larger the number of products (apartments) entering the market, the higher the liquidity risk and growth. Somewhat if the urban areas you plan to buy are building new buildings continuously, then reselling your main competitor is the Owner.

Of course, the selling price is determined by them, not by you, and often will be lower than expected. Therefore, your goal is to "buy and sell again" so it's best to choose easy-to-sell apartments.

Using financial leverage: You do not need to have 100% of the value of the apartment to trade in the apartment, usually professional investors only use 50-70% of the loan to carry out this business.

For example, if you buy the time to pay 30% of the value of the apartment and sell it at the time of paying 70% in advance, it means that your own capital is 30%, borrow 40% and settle the loan at about 1 year. But the return is calculated on 100% of the apartment value.

Note when using financial leverage, it is time to lend as much as possible (15-20 years); The better the interest rate for the first few years is, the better (in this model, only about 1-2 years is the final payment), especially the interest payment penalty must be very good because there are very fine banks to pay off, you save pay attention to this.

Select the right time to sell: Depending on the project, it is recommended to sell it at the time before the project is put in the roof (70% closed) or ready to hand over (70% closed) or after a short time delivery ( less than 6 months). After handing over 6 months, the apartment has almost no growth value.

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